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Prudential reports debts down for people entering retirement

New research from the Prudential reveals that almost 20 per cent of people planning to retire next year will do so with debts averaging £31,200. This is substantially lower than the debt figure of £38,200 seen in 2012, helped by a reduction in the amount of debt owed by men. The Prudential

Flowers and the old Tree

it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and

How can I diversify my pension savings in a risk-averse way?

I have been running a Drawdown Pension for the last 7 years, but as time goes on I am more and more risk averse and have moved out of Funds and individual equitys. I have been looking at Gilts, more specifically War Loan 3.5% which currently is trading with a yield of about

How to have a richer retirement

Most people find they have less money to live on when they retire, but that doesn’t have to mean living in poverty. Rosie Murray-West helps you make the most of your pension and any benefits. Rosie Murray-West is a journalist specialising in personal finances. She was Deputy Editor of the Money